The peer counseling and coaching clients I have the privilege to serve belong to very diverse socio-economic groups. I have worked with people sleeping outside, with owners of successful companies, and with pretty much every type of person in between.
Regardless of what issue they want to address, do you know what all my clients worry about?
Obviously, the concerns of people enjoying a high income are not really comparable to the chronic anxiety experienced by those living in poverty, for whom their very survival is at stake. Nevertheless, the fact is that money problems jeopardize our wellbeing, and conflicts about finances negatively affects the health of our intimate relationship.
Purposefully managing our finances must therefore be an essential element of our self care and relationship care routines. When we improve our financial fitness as a single individual and/or as a couple, we reduce our anxiety and the risk of conflicts in our relationship, and more possibilities open up for the future (retirement, changing career, taking time off to take care of family, or perhaps dating/relationship coaching : ).
As a side note, although I feel well equipped to give general advice on financial self care and work with clients on their broad financial fitness if requested as part of a self care, dating, or relationship coaching program, I'm not qualified to give specialized financial advice. I'd recommed you to consult an independant certified financial coach (independant meaning someone who does not sell specific financial products) to work with you with your specific numbers and financial goals if improving your finances is a priority in this season of your life.
Now, regardless of how you decide to go about improving your financial self care, this process must involve focus and discipline. Like any other change you would consider making in the present for the benefit of your future self and relationship, it would involve letting go of some immediate pleasure for the sake of your long term wellbeing and satisfaction.
As for any other area of life that we want to work on, working on our financial self care starts with courageously observing what's going on - without any self-judgment. So without further ado, here are a few Journaling Questions to get you started:
- How do my finances look like at this point in my life?
- How am I feeling emotionally and physically about the state of my finances?
- What are my priorities? Increasing income? Reducing spending? Paying off debt? Increasing my saving rate?
- What do I most resist doing when it comes to money management?
- What would be the best first step to get started?